Privacy Policy
Last updated: November 3, 2026
Ledgerly ("the app") is built and maintained by Rodney Decena ("I", "me"). This policy explains what the app does with your information.
Your financial data stays on your device
Everything you enter in Ledgerly, such as accounts, balances, expenses, bills, debts, categories and settings, is saved in a database on your phone. On the free plan the app does not send this data to me or to anyone else. Each signed-in account has its own separate database on the device, so another account on the same phone cannot see it.
Premium cloud backup (Android)
If you buy Premium on Android, the app also keeps one backup copy of your data in the cloud, so you can restore it on a new phone or after reinstalling. Without Premium nothing is uploaded.
- What is sent: a single compressed file containing what you entered in the app (accounts, balances, expenses, bills, debts, categories and settings). It is sent when you leave the app or open it, at most about once an hour, and only if something changed.
- Where it is kept: in Google Cloud Storage (Firebase), a service provided by Google, in a folder that belongs to your account. Security rules allow only you, signed in with your Google account and with a verified Premium purchase, to read or write it. It is encrypted in transit and Google encrypts it at rest. As the person who runs the Firebase project I technically have administrative access to the storage; I do not look at or use your backups, and I do not sell or share them.
- How Premium is checked: the app sends your Google Play purchase token and your account identifier to a small function I run on Google Cloud. It asks Google Play whether the purchase is real and made by your account, and marks your sign-in as Premium for a limited time. It does not receive your payment details.
- Restoring: you restore manually from Settings. Restoring replaces the data on that phone with the backup.
Signing in with Google (Android)
On Android you sign in with your Google account. This uses Google Sign-In and Firebase Authentication, services provided by Google. When you sign in, Google and Firebase process your Google account identifier, email address, display name and basic technical data such as IP address and device information, in order to verify who you are. The app uses your account identifier to name and separate your local database, to locate your cloud backup if you have Premium, and shows your email on the Settings screen. I do not use this information for advertising and do not sell it.
Your use of Google services is also covered by Google's Privacy Policy.
Ads (Android)
The Android app shows banner ads provided by Google AdMob. AdMob may collect and use device identifiers such as the advertising ID, approximate location, app interactions and diagnostic data to serve and measure ads, as described in Google's advertising policies. Where required, the app asks for your consent before showing personalized ads, and you can change your Android advertising ID settings at any time. Your financial data is never shared with AdMob.
iOS
The iOS version does not currently have sign-in. It does not collect any personal information.
What I do not do
- No selling of your data, and no sharing of your financial records with anyone.
- No analytics of my own inside the app.
Backups and deleting your data
On the free plan your data lives only on your device. If you uninstall the app or clear its storage, the data is deleted and I cannot recover it. With Premium, you can restore it from your cloud backup (see above). Depending on your phone settings, Android's system backup may also include app data in your own Google backup; that is controlled by you and Google, not by me.
You can delete your account from Settings in the app. This removes your sign-in record from Firebase Authentication, deletes your cloud backup if you have one, and erases your data on the phone. Steps, and an email option, are on the Delete Account page. Copies of a deleted backup may remain in Google's systems for a short period before they are removed.
Children
Ledgerly is not directed to children under 13, and I do not knowingly collect information from them.
Changes
If this policy changes, I will update the date above. The app does not sync data between devices; the Premium cloud backup is a single copy that you restore manually.