Terms of Service
Last updated: November 3, 2026
By using Ledgerly ("the app"), you agree to these terms. If you do not agree, please do not use the app.
What the app is
Ledgerly is a personal tool for recording and organizing your own money information. It is not a bank, a payment service or a financial institution, and it does not move real money.
Not financial advice
The app shows what you enter and simple calculations from it. It does not provide financial, tax, legal or investment advice. You are responsible for checking that your records are correct and for any decisions you make from them.
Your data
Your records are stored on your device. You are responsible for keeping your device secure. If you uninstall the app, clear its storage or lose your device, your data may be lost. With Premium on Android, a backup copy is kept in the cloud that you can restore from Settings; it is provided as a convenience and I cannot guarantee it will always be available or complete, so keep your own records for anything important. See the Privacy Policy for details.
Your account
On Android you sign in with your Google account. You are responsible for activity under your account and for keeping your Google account secure.
Acceptable use
Do not misuse the app, try to break or reverse engineer it, or use it for anything unlawful.
No warranty
The app is provided "as is" and "as available", without warranties of any kind. I do not promise that it will be error-free, always available, or that calculations will be accurate for every situation.
Limitation of liability
To the fullest extent allowed by law, I am not liable for any loss or damage, including lost data or financial loss, arising from your use of the app.
Changes
I may update the app or these terms. Continued use after an update means you accept the new terms. The date above shows the latest version.